Dental Insurance & Financing

At Pearson Family Dentistry in Red Oak, TX, we believe everyone deserves access to high-quality dental care — without financial stress. That’s why we accept a wide range of PPO insurance plans and provide flexible financing options to make your treatment as affordable and worry-free as possible.

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Insurance We Accept

Pearson Family Dentistry proudly accepts all PPO dental insurance plans with out-of-network benefits, including (but not limited to):

A metlife logo with a blue and green m on a white background.
A cigna logo with a tree and a person.
The principal logo has a blue circle in the middle of it.
The logo for united concordia dental is blue and white.
A metlife logo with a blue and green m on a white background.
A cigna logo with a tree and a person.
united healthcare
The sun life logo
The guardian logo
delta dental logo
The ameritas logo has a red lion on it.
A purple aetna logo on a white background

We Offer Flexible Financing Options

Your oral health is an investment — and we make it easier to manage. For larger treatment plans or cosmetic procedures not covered by insurance, Pearson Family Dentistry offers convenient third-party financing through trusted providers such as:

  • CareCredit® – Apply for low- or no-interest payment plans.
  • Cherry® – Enjoy flexible monthly payments with instant approval options.
  • Alphaeon – Find out now if you pre-qualify* without impacting your credit.

These financing partners allow you to break treatment costs into affordable monthly payments, so you can prioritize your smile without compromising your budget.

Our team can help you apply right in the office or walk you through the quick online process.

No Insurance, No Problem!

Our Dental Savings Plan is designed to make high-quality dentistry simple and affordable for patients without insurance. For a low yearly price you receive essential preventive care plus exclusive discounts on additional treatments.

Adult Healthy Mouth Membership Plan

Benefits:

  • 2 Exams
  • 1 Emergency exam
  • 2 Cleanings
  • 2 Fluoride treatments
  • 1 Oral cancer screening
  • 2 Periodontal screenings
  • All X-Rays as needed
  • 15% Off Additional Treatment
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Children Healthy Mouth Membership Plan

Benefits:

  • 2 Exams
  • 1 Emergency exam
  • 2 Cleanings
  • 2 Fluoride treatments
  • 1 Oral cancer screening
  • 2 Periodontal screenings
  • All X-Rays as needed
  • 15% Off Additional Treatment
Get Started
Perio Dental Membership Plan

Benefits:

  • 2 Exams
  • 1 Emergency exam
  • 4 Periodontal Cleanings
  • 4 fluoride Treatments
  • 1 Oral Cancer Screening
  • 2 Periodontal Screenings
  • All X-Rays as needed
  • 15% Off Additional Treatment
  • Special pricing for Perio Protect System for all perio patients
Get Started

Total Smile Care

Explore our full range of family-friendly dental services designed to keep your smile healthy, confident, and bright. Click below to learn more about each treatment.